Privacy Policy
Statement For Regulators, Twilio, and Other A2P10DLC
Compliance Verifying Organizations:
Chelsea Johnson offers health and life insurance to
clients that have explicitly opted in to communications. Chelsea Johnson is
not a lead generation or affiliate marketing operation. Please do not
misclassify Chelsea Johnson nor include Chelsea Johnson in any
restricted/forbidden messaging categories that do not apply to this industry!
Please reference this terms page:
Your privacy is important.
You may opt-out of messages in SMS using: STOP at any time.
For emails, you can click the unsubscribe link.
Your information is never shared with a 3rd party or sold.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
The full privacy policy is below.
Privacy Policy Last Updated August 23 2024
This privacy notice for Chelsea Johnson (“I,” “me,” or
“my”), describes how and why I might collect, store, use, and/or share
("process") your information when you use my services
("Services"), such as when you:
Visit my website at https://Chelseajohnson.getins.info or any website of mine that links to this privacy notice. Engage with me in other related ways, including any sales, marketing, or events.
Questions or concerns? Reading this privacy notice will help
you understand your privacy rights and choices. If you do not agree with my
policies and practices, please do not use my Services. If you still have any
questions or concerns, please contact me at
SUMMARY OF KEY POINTS
This summary provides key points from my privacy notice, but
you can find out more details about any of these topics by clicking the link
following each key point or by using my table of contents below to find the
section you are looking for.
What personal information do I process? When you visit, use,
or navigate my Services, I may process personal information depending on how
you interact with
https://Chelseajohnson.getins.info
and the Services, the choices you make, and the products and
features you use.
Do I process any sensitive personal information? Yes I will
process your personal information to enroll you and/or your family in a health
insurance plan
Do I receive any information from third parties? I do not
receive any information from third parties.
How do I process your information? I process your
information to provide, improve, and administer my Services, communicate with
you, for security and fraud prevention, and to comply with law. I may also
process your information for other purposes with your consent. I process your
information only when I have a valid legal reason to do so. Click here to learn
more.
In what situations and with which parties do I share
personal information? It is never shared or sold.
How do I keep your information safe? I have organizational
and technical processes and procedures in place to protect your personal
information. However, no electronic transmission over the internet or
information storage technology can be guaranteed to be 100% secure, so I cannot
promise or guarantee that hackers, cybercriminals, or other unauthorized third
parties will not be able to defeat my security and improperly collect, access,
steal, or modify your information. Click here to learn more.
What are your rights? Depending on where you are located
geographically, the applicable privacy law may mean you have certain rights
regarding your personal information. Click here to learn more.
How do I exercise my rights? The easiest way to exercise
your rights is by filling out my data subject request form available here, or
by contacting me. I will consider and act upon any request in accordance with
applicable data protection laws.
Want to learn more about what
https://Chelseajohnson.getins.info
does with any information I collect? Click here to review
the notice in full.
TABLE OF CONTENTS
1. WHAT INFORMATION DO I COLLECT?
2. HOW DO I PROCESS YOUR INFORMATION?
3. WHEN AND WITH WHOM DO I SHARE YOUR PERSONAL INFORMATION?
4. WHAT IS MY STANCE ON THIRD-PARTY WEBSITES?
5. DO I USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
6. HOW LONG DO I KEEP YOUR INFORMATION?
7. HOW DO I KEEP YOUR INFORMATION SAFE?
8. DO I COLLECT INFORMATION FROM MINORS?
9. WHAT ARE YOUR PRIVACY RIGHTS?
10. CONTROLS FOR DO-NOT-TRACK FEATURES
11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
12. DO I MAKE UPDATES TO THIS NOTICE?
13. HOW CAN YOU CONTACT ME ABOUT THIS NOTICE?
14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA I COLLECT
FROM YOU?
1. WHAT INFORMATION DO I COLLECT?
Personal information you disclose to me
In Short: I collect personal information that you provide to
me.
I collect personal information that you voluntarily provide
to me when you express an interest in obtaining information about me or my
products and Services, when you participate in activities on the Services, or
otherwise when you contact me.
Personal Information Provided by You. The personal
information that I collect depends on the context of your interactions with me
and the Services, the choices you make, and the products and features you use.
The personal information I collect may include the following:
names
phone numbers
email addresses
Social security number
debit/credit card numbers
billing addresses
mailing addresses
Sensitive Information. I do not process sensitive
information.
Payment Data. I may collect data necessary to process your
payment if you make purchases, such as your payment instrument number (such as
a credit card number), and the security code associated with your payment
instrument. All payment data is stored by Stripe and Paypal. You may find their
privacy notice link(s) here:
https://stripe.com/privacy
and
https://www.paypal.com/me/webapps/mpp/ua/privacy-full
.
All personal information that you provide to me must be
true, complete, and accurate, and you must notify me of any changes to such
personal information.
2. HOW DO I PROCESS YOUR INFORMATION?
In Short: I process your information to provide, improve,
and administer my Services, communicate with you, for security and fraud
prevention, and to comply with law. I may also process your information for
other purposes with your consent.
I process your personal information for a variety of
reasons, depending on how you interact with my Services, including:
To deliver and facilitate delivery of services to the user. I
may process your information to provide you with the requested service.
To respond to user inquiries/offer support to users. I may
process your information to respond to your inquiries and solve any potential
issues you might have with the requested service.
To send administrative information to you. I may process
your information to send you details about my products and services, changes to
my terms and policies, and other similar information.
To send you marketing and promotional communications. I may
process the personal information you send to me for my marketing purposes, if
this is in accordance with your marketing preferences. You can opt out of my
marketing emails at any time. For more information, see "WHAT ARE YOUR
PRIVACY RIGHTS?" below).
To send text messages to assist in your health insurance
enrollment process with me
To send emails to assist in your health insurance enrollment
process with me
To call you with or without an autodialer to help you enroll
in a health insurance plan
To deliver targeted advertising to you. I may process your
information to develop and display personalized content and advertising
tailored to your interests, location, and more.
To determine the effectiveness of my marketing and
promotional campaigns. I may process your information to better understand how
to provide marketing and promotional campaigns that are most relevant to you.
Promotional Emails. I will send emails promoting my products
and services
SMS. I will send SMS Messages promoting my services and
products
Phone Calls. I will call in relation to my products and
services. I may or may not use an automated dialing system
3. WHEN AND WITH WHOM DO I SHARE YOUR PERSONAL INFORMATION?
I do not share your information with 3rd parties.
4. WHAT IS MY STANCE ON THIRD-PARTY WEBSITES?
In Short: I are not responsible for the safety of any
information that you share with third parties that I may link to or who
advertise on my Services, but are not affiliated with, my Services.
The Services may link to third-party websites, online
services, or mobile applications and/or contain advertisements from third
parties that are not affiliated with me and which may link to other websites,
services, or applications. Accordingly, I do not make any guarantee regarding
any such third parties, and I will not be liable for any loss or damage caused
by the use of such third-party websites, services, or applications. The
inclusion of a link towards a third-party website, service, or application does
not imply an endorsement by me. I cannot guarantee the safety and privacy of
data you provide to any third parties. Any data collected by third parties is
not covered by this privacy notice. I are not responsible for the content or
privacy and security practices and policies of any third parties, including
other websites, services, or applications that may be linked to or from the
Services. You should review the policies of such third parties and contact them
directly to respond to your questions.
5. DO I USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
In Short: I may use cookies and other tracking technologies
to collect and store your information.
I may use cookies and similar tracking technologies (like
web beacons and pixels) to access or store information. Specific information
about how I use such technologies and how you can refuse certain cookies is set
out in my Cookie Notice.
6. HOW LONG DO I KEEP YOUR INFORMATION?
In Short: I keep your information for as long as necessary
to fulfill the purposes outlined in this privacy notice unless otherwise
required by law.
I will only keep your personal information for as long as it
is necessary for the purposes set out in this privacy notice, unless a longer
retention period is required or permitted by law (such as tax, accounting, or
other legal requirements). No purpose in this notice will require me keeping
your personal information for longer than 2 years.
When I have no ongoing legitimate business need to process
your personal information, I will either delete or anonymize such information,
or, if this is not possible (for example, because your personal information has
been stored in backup archives), then I will securely store your personal
information and isolate it from any further processing until deletion is
possible.
7. HOW DO I KEEP YOUR INFORMATION SAFE?
In Short: I aim to protect your personal information through
a system of organizational and technical security measures.
I have implemented appropriate and reasonable technical and
organizational security measures designed to protect the security of any
personal information I process. However, despite my safeguards and efforts to
secure your information, no electronic transmission over the Internet or
information storage technology can be guaranteed to be 100% secure, so I cannot
promise or guarantee that hackers, cybercriminals, or other unauthorized third
parties will not be able to defeat my security and improperly collect, access,
steal, or modify your information. Although I will do my best to protect your
personal information, transmission of personal information to and from my
Services is at your own risk. You should only access the Services within a
secure environment.
8. DO I COLLECT INFORMATION FROM MINORS?
In Short: I do not knowingly collect data from or market to
children under 18 years of age.
I do not knowingly solicit data from or market to children
under 18 years of age. By using the Services, you represent that you are at
least 18 or that you are the parent or guardian of such a minor and consent to
such minor dependent’s use of the Services. If I learn that personal
information from users less than 18 years of age has been collected, I will
deactivate the account and take reasonable measures to promptly delete such
data from my records. If you become aware of any data I may have collected from
children under age 18, please contact me at
9. WHAT ARE YOUR PRIVACY RIGHTS?
In Short:
You may review, change, or terminate your account at any
time. If you are located in the EEA or UK and you believe I are unlawfully
processing your personal information, you also have the right to complain to
your local data protection supervisory authority. You can find their contact
details here:
https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm
.
If you are located in Switzerland, the contact details for
the data protection authorities are available here:
https://www.edoeb.admin.ch/edoeb/en/home.html
.
Withdrawing your consent: If I are relying on your consent
to process your personal information, which may be express and/or implied
consent depending on the applicable law, you have the right to withdraw your
consent at any time. You can withdraw your consent at any time by contacting me
by using the contact details provided in the section "HOW CAN YOU CONTACT ME
ABOUT THIS NOTICE?" below.
However, please note that this will not affect the
lawfulness of the processing before its withdrawal, nor when applicable law
allows, will it affect the processing of your personal information conducted in
reliance on lawful processing grounds other than consent.
Opting out of marketing and promotional communications: You
can unsubscribe from my marketing and promotional communications at any time by
clicking on the unsubscribe link in the emails that I send, replying
"STOP" or "UNSUBSCRIBE" to the SMS messages that I send, or
by contacting me using the details provided in the section "HOW CAN YOU
CONTACT ME ABOUT THIS NOTICE?" below. You will then be removed from the
marketing lists. However, I may still communicate with you — for example, to
send you service-related messages that are necessary for the administration and
use of your account, to respond to service requests, or for other non-marketing
purposes.
Cookies and similar technologies: Most Web browsers are set
to accept cookies by default. If you prefer, you can usually choose to set your
browser to remove cookies and to reject cookies. If you choose to remove
cookies or reject cookies, this could affect certain features or services of my
Services. To opt out of interest-based advertising by advertisers on my
Services visit
http://www.aboutads.info/choices/
.
10. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems and
mobile applications include a Do-Not-Track ("DNT") feature or setting
you can activate to signal your privacy preference not to have data about your
online browsing activities monitored and collected. At this stage no uniform
technology standard for recognizing and implementing DNT signals has been
finalized. As such, I do not currently respond to DNT browser signals or any
other mechanism that automatically communicates your choice not to be tracked
online. If a standard for online tracking is adopted that I must follow in the
future, I will inform you about that practice in a revised version of this
privacy notice.
11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
In Short: Yes, if you are a resident of California, you are
granted specific rights regarding access to your personal information.
California Civil Code Section 1798.83, also known as the
"Shine The Light" law, permits my users who are California residents
to request and obtain from me, once a year and free of charge, information
about categories of personal information (if any) I disclosed to third parties
for direct marketing purposes and the names and addresses of all third parties
with which I shared personal information in the immediately preceding calendar
year. If you are a California resident and would like to make such a request,
please submit your request in writing to me using the contact information
provided below.
If you are under 18 years of age, reside in California, and
have a registered account with Services, you have the right to request removal
of unwanted data that you publicly post on the Services. To request removal of
such data, please contact me using the contact information provided below and
include the email address associated with your account and a statement that you
reside in California. I will make sure the data is not publicly displayed on
the Services, but please be aware that the data may not be completely or
comprehensively removed from all my systems (e.g., backups, etc.).
CCPA Privacy Notice
The California Code of Regulations defines a
"resident" as:
(1) every individual who is in the State of California for
other than a temporary or transitory purpose and(2) every individual who is
domiciled in the State of California who is outside the State of California for
a temporary or transitory purpose
All other individuals are defined as
"non-residents."
If this definition of "resident" applies to you, I
must adhere to certain rights and obligations regarding your personal
information.
What categories of personal information do I collect?
I have collected the following categories of personal
information in the past twelve (12) months:
Category Examples Collected A. Identifiers Contact details,
such as real name, alias, postal address, telephone or mobile contact number,
unique personal identifier, online identifier, Internet Protocol address, email
address, and account name
YES
B. Personal information categories listed in the California
Customer Records statute Name, contact information, education, employment,
employment history, and financial information
YES
C. Protected classification characteristics under California
or federal law Gender and date of birth
YES
D. Commercial information Transaction information, purchase
history, financial details, and payment information
YES
E. Biometric information Fingerprints and voiceprints
NO
F. Internet or other similar network activity Browsing
history, search history, online behavior, interest data, and interactions with my
and other websites, applications, systems, and advertisements
YES
G. Geolocation data Device location
NO
H. Audio, electronic, visual, thermal, olfactory, or similar
information Images and audio, video or call recordings created in connection
with my business activities
NO
I. Professional or employment-related information Business
contact details in order to provide you my services at a business level or job
title, work history, and professional qualifications if you apply for a job
with me
NO
J. Education Information Student records and directory
information
NO
K. Inferences drawn from other personal information
Inferences drawn from any of the collected personal information listed above to
create a profile or summary about, for example, an individual’s preferences and
characteristics
NO
I may also collect other personal information outside of
these categories instances where you interact with me in person, online, or by
phone or mail in the context of:
Receiving help through my customer support channels;
Participation in customer surveys or contests; and
Facilitation in the delivery of my Services and to respond
to your inquiries.
How do I use and share your personal information?
More information about my data collection and sharing
practices can be found in this privacy notice.
You may contact me by email at
or by referring to the contact details at the bottom of this
document.
If you are using an authorized agent to exercise your right
to opt out I may deny a request if the authorized agent does not submit proof
that they have been validly authorized to act on your behalf.
Will your information be shared with anyone else?
I may disclose your personal information with my service
providers pursuant to a written contract between me and each service provider.
Each service provider is a for-profit entity that processes the information on my
behalf.
I may use your personal information for my own business
purposes, such as for undertaking internal research for technological
development and demonstration. This is not considered to be "giving"
of your personal information.
https://Chelseajohnson.getins.info
has not disclosed or sold any personal information to third
parties for a business or commercial purpose in the preceding twelve (12)
months.
https://Chelseajohnson.getins.info
will not sell personal information in the future belonging
to website visitors, users, and other consumers.
Your rights with respect to your personal data
Right to request deletion of the data — Request to delete
You can ask for the deletion of your personal information.
If you ask me to delete your personal information, I will respect your request
and delete your personal information, subject to certain exceptions provided by
law, such as (but not limited to) the exercise by another consumer of his or
her right to free speech, my compliance requirements resulting from a legal
obligation, or any processing that may be required to protect against illegal
activities.
Right to be informed — Request to know
Depending on the circumstances, you have a right to know:
whether I collect and use your personal information;
the categories of personal information that I collect;
the purposes for which the collected personal information is
used;
whether I sell your personal information to third parties;
the categories of personal information that I sold or
disclosed for a business purpose;
the categories of third parties to whom the personal
information was sold or disclosed for a business purpose; and
the business or commercial purpose for collecting
personal information.
In accordance with applicable law, I are not obligated to
provide or delete consumer information that is de-identified in response to a
consumer request or to re-identify individual data to verify a consumer
request.
Right to Non-Discrimination for the Exercise of a Consumer’s
Privacy Rights
I will not discriminate against you if you exercise your
privacy rights.
Verification process
Upon receiving your request, I will need to verify your
identity to determine you are the same person about whom I have the information
in my system. These verification efforts require me to ask you to provide
information so that I can match it with information you have previously
provided me. For instance, depending on the type of request you submit, I may
ask you to provide certain information so that I can match the information you
provide with the information I already have on file, or I may contact you
through a communication method (e.g., phone or email) that you have previously
provided to me. I may also use other verification methods as the circumstances
dictate.
I will only use personal information provided in your
request to verify your identity or authority to make the request. To the extent
possible, I will avoid requesting additional information from you for the
purposes of verification. However, if I cannot verify your identity from the
information already maintained by me, I may request that you provide additional
information for the purposes of verifying your identity and for security or
fraud-prevention purposes. I will delete such additionally provided information
as soon as I finish verifying you.
Other privacy rights
You may object to the processing of your personal
information.
You may request correction of your personal data if it is
incorrect or no longer relevant, or ask to restrict the processing of the
information.
You can designate an authorized agent to make a request
under the CCPA on your behalf. I may deny a request from an authorized agent
that does not submit proof that they have been validly authorized to act on
your behalf in accordance with the CCPA.
You may request to opt out from future selling of your
personal information to third parties. Upon receiving an opt-out request, I
will act upon the request as soon as feasibly possible, but no later than
fifteen (15) days from the date of the request submission.
To exercise these rights, you can contact me by email at
, or by referring to the contact details at the bottom of
this document. If you have a complaint about how I handle your data, I would
like to hear from you.
Financial Incentives
"Financial incentive" means a program, benefit, or
other offering, including payments to consumers as compensation, for the
disclosure, deletion, or sale of personal information.
The law permits financial incentives or a price or service
difference if it is reasonably related to the value of the consumer’s data. A
business must be able to explain how the financial incentive or price or
service difference is reasonably related to the value of the consumer’s data.
The explanation must include:
a good-faith estimate of the value of the consumer’s data
that forms the basis for offering the financial incentive or price or service
difference; and
a description of the method the business used to calculate
the value of the consumer’s data.
I may decide to offer a financial incentive (e.g., price or
service difference) in exchange for the retention or sale of a consumer’s
personal information.
If I decide to offer a financial incentive, I will notify
you of such financial incentive and explain the price difference, as well as
material terms of the financial incentive or price of service difference,
including the categories of personal information that are implicated by the
financial incentive or price or service difference.
If you choose to participate in the financial incentive you
can withdraw from the financial incentive at any time by emailing me at
, or by referring to the contact details at the bottom of
this document.
12. DO I MAKE UPDATES TO THIS NOTICE?
In Short: Yes, I will update this notice as necessary to
stay compliant with relevant laws.
I may update this privacy notice from time to time. The
updated version will be indicated by an updated "Revised" date and
the updated version will be effective as soon as it is accessible. If I make
material changes to this privacy notice, I may notify you either by prominently
posting a notice of such changes or by directly sending you a notification. I
encourage you to review this privacy notice frequently to be informed of how I
are protecting your information.
13. HOW CAN YOU CONTACT ME ABOUT THIS NOTICE?
If you have questions or comments about this notice, you may
email me at
or by post to:
https://Chelseajohnson.getins.info
2174 Scotland Dr, Clearwater FL 33763
14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA I COLLECT
FROM YOU?
Based on the applicable laws of your country, you may have
the right to request access to the personal information I collect from you,
change that information, or delete it in some circumstances.